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For real estate professionals

Coverage that keeps up with how you actually work.

Agents, brokers, brokerages, property managers, inspectors, and appraisers carry hidden liability behind every transaction. We are the advisor that reviews how your business really operates, the contracts, the money movement, the fair-housing and cyber exposure, so a policy that looks fine does not fail when a claim arrives.

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Ready for terms? Get a quote. Want to find the gaps first? Compare your coverage.

No pressure, no obligation. Even if we're not the right fit.

Independent. We work for you. We speak E&O, fair housing & wire fraud 5.0 ★ on Google Solo agent to multi-office brokerage

The real villain

The danger is not panic. It is false confidence.

Most real estate professionals do not lack a policy. They have one that quietly stopped fitting the business, and the gap only shows when a claim exposes it:

A certificate that does not prove what you think it does

A fraudulent wire that empties a closing in minutes

A fair-housing complaint over an ad or a screening decision

An employee claim the day after you make your first hire

One bad file, one bad email, or one bad hire can hit your license, your brand, and your income at the same time. We find the gaps before they do.

Who we help

Built around your role, not a generic office policy.

Every role in real estate carries a different liability profile. Find yours.

Real estate agents

E&O, cyber, and the coverage a small personal brand actually needs.

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Real estate brokers

Supervisory and vicarious liability when one agent error becomes a firm problem.

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Brokerages

A real management-liability program, not just agent E&O plus GL.

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Property managers

Fair housing, wrongful eviction, trust accounts, and tenant-facing risk.

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Commercial brokers

Larger deals, larger allegations: OM errors, lease disputes, data rooms.

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Home inspectors

The missed-defect claim, ancillary services, and report defensibility.

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Appraisers

Valuation negligence, USPAP, intended use, and prior-acts coverage.

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Teams

Where the brokerage policy stops and the team brand and staff begin.

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Consultants & advisors

Liability for the opinion: feasibility, valuation, and reliance.

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Coverage that fits the work

The coverages a real estate business actually needs.

Errors & omissions

The core coverage when your advice, documents, or process are blamed for a loss.

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Cyber & wire fraud

Email compromise, fraudulent wire instructions, and client-data exposure.

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EPLI

Discrimination, harassment, and wrongful-termination claims the moment you hire.

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General liability

Open-house slips and office injuries, the risks E&O does not touch.

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Umbrella

A large, low-cost layer above your liability lines.

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Business owners policy

An efficient base layer for a small office, but never a substitute for E&O.

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Crime & fidelity

Employee theft, trust-account theft, and the funds side of wire fraud.

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Workers compensation

Required once you hire, with a classification trap on 1099 agents.

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Compare your coverage

It's not a quote. It's a coverage review.

Answer a few questions about how your business operates and get a clear read in minutes. We start with the work, not the policy: the services, the money movement, the contracts, and where a claim would find a gap. No pressure, no obligation.

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We start with how you operate, the services, the money movement, the contracts

We check whether your E&O actually fits your transactions, not just your fees

We flag the cyber, wire-fraud, and fair-housing exposures owners miss

You get a clear read on what is and is not covered, before a claim finds out

Why real estate pros work with us

We speak your workflow, not just insurance.

We know the work

Contract-to-close, lease-to-renew, disclosures, certificates, trust accounts, fair housing. We build coverage around how you earn revenue and where you get hurt.

We review, we don't just renew

Your exposure changes when you hire, add a service, or take on more doors. We check that the policy kept up, instead of rolling it over.

We stay in it when a claim hits

A demand letter is the worst time to meet your advisor. We advocate for the policy to perform, not just send renewal options.

Learn before you need it

The Real Estate Professional Learning Center.

Plain-English answers on E&O, wire fraud, fair housing, EPLI, certificates, and the coverage decisions that protect a real estate business.

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Independent, advisor-first

Find the gaps before a claim does.

Tell us how your business works and we will give you a straight read on your E&O, cyber, and the exposures a generic policy misses. No pressure, no obligation.

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