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For real estate investors

Your rentals are investments. Insure them like it.

One door or a hundred. We build coverage around how you actually own and operate property, so vacancy, loss of rents, the LLC, and the renovation are not the gaps that wipe out your returns.

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Ready to insure your rentals? Get a quote. Want to spot gaps first? Compare your coverage.

No pressure, no obligation. Even if we're not the right fit.

Independent. We work for you. We speak LLCs, vacancy & loss of rents 5.0 ★ on Google From one rental to full portfolios

The problem

Most rentals are insured like a house. They're not.

A standard policy was written for where someone lives, not for an income-producing asset. So the things that actually threaten an investor get missed:

Lost rent while the unit sits empty after a claim

A vacancy clause that quietly voids coverage

The policy named to you, not the LLC that owns it

A tenant lawsuit that reaches your personal assets

Any one of those can turn a good year into a bad one. We find them before they cost you, and we keep watching as the portfolio grows.

What we insure

Every kind of property an investor holds.

From a single rental to a mixed portfolio, the coverage matches how each one is owned, occupied, and used.

Single-family rentals Duplex, triplex & fourplex Apartment buildings Short-term rentals Fix & flip Vacant & renovation Mixed-use Portfolios

Coverage that closes the gaps

The protection a rental actually needs.

Landlord insurance

The core policy built for rented property, not an owner-occupied home.

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Loss of rents

Keeps the income coming when a covered loss makes a unit unrentable.

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Vacancy & renovation

Protection for the in-between periods and rehabs most policies quietly exclude.

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Short-term rental

Airbnb and VRBO coverage the platform program and a landlord policy leave open.

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Umbrella for investors

A large, low-cost layer of liability across the whole portfolio.

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LLC & entity structuring

Policies named correctly so the coverage follows how you actually own.

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Portfolio coverage

One coordinated program as you scale, instead of mismatched policies.

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By property type

Built around the kind of property you own.

Every rental type carries a different risk pattern. The coverage should too.

Single-family rentals

The most common rental, and the one most often insured on the wrong policy.

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Small multifamily (2-4)

Duplexes through fourplexes, where units, liability, and common areas add up.

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Apartment buildings

Five-plus units, where coverage moves into a commercial program.

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Fix & flip

Vacant and under renovation, the conditions a standard policy excludes.

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When investors call us

The reviews that protect a deal, a portfolio, and a claim.

Most investors do not need another quote. They need a clear read at a moment that matters.

Rental Portfolio Review

One review across every property: gaps, entity mismatches, and overpriced spots.

How it works →

Buying a rental

Insure the next property right, and meet the lender, before you close.

How it works →

Carrier non-renewal

A fast, structured replacement when a carrier drops your rental.

How it works →

Claim & loss support

An independent advocate in your corner when a loss actually happens.

How it works →

Compare your coverage

It's not a quote. It's a portfolio review.

Answer a few quick questions about your properties and get a clear read in minutes. We will flag the gaps, the entity mismatches, and the overpriced spots, and you can send your policies if you want a closer look. No pressure, no obligation.

Compare your coverage Or just get a quote

We check every property for gaps, vacancy, and loss-of-rents exposure

We confirm each policy is named to the right entity

We compare the market to see where you are overpaying

You get clear answers, even when you are already covered well

Why investors work with us

We speak investor, not just insurance.

We know the structures

LLCs, multi-member entities, holding companies, lender requirements. We make the policy match the ownership.

Strong carrier access

We route your account to the right markets for investment property, not shotgun it to carriers that will not fit.

Honest about fit

If a property is outside what we serve well, we say so and point you somewhere better. A clear no beats a weak maybe.

Questions investors ask us

Straight answers, in plain language.

Landlord vs. homeowners: what's the difference?→ Does an LLC change how I insure my rental?→ What is a vacancy clause, and why does it matter?→ Do landlords really need umbrella insurance?→ What insurance do I need during a renovation?→ What does short-term rental insurance cover?→

Visit the learning center Compliance & insurance Glossary of terms

Don't assume your rentals are covered

Let's make sure the portfolio is actually protected.

Send us your properties and we will tell you straight where the gaps are, even if the answer is that you are already in good shape.

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