Business types

Find your business, find your coverage.

Pick the category closest to what you do. If your business has its own dedicated specialty, start there for deeper guidance. If not, the Main Street categories below cover the common ground for most businesses.

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Main Street businesses

Common business categories.

Broad categories with their own distinct coverage and requirements. Narrow sub-types are grouped inside the closest page.

Retail & storefronts

Shops, boutiques, convenience, florists, and specialty retail.

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Cleaning & janitorial

Residential, commercial, and specialty cleaning services.

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Beauty & salons

Salons, barbers, spas, and estheticians.

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Auto service

Repair, tire, detailing, and service businesses.

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Auto repair shops

Garage, customer-vehicle, and tools exposure.

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Ecommerce & products

Online stores, sellers, and product businesses.

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Wholesale & distribution

Wholesalers, distributors, and suppliers.

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Fitness & gyms

Studios, gyms, wellness, and instructors.

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Nonprofits

Community organizations, associations, and charities.

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Pet care

Grooming, boarding, daycare, and trainers.

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Medical & dental offices

Practices, clinics, and dental offices: property, data, staff, and regulatory risk.

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Dedicated specialties

Does your business fit a specialty?

If so, start there. These sections go deep on the risk, requirements, and operations specific to each industry.

Contractors

Trades and construction. Route here for any trade work.

Go to specialty →

Restaurants

Food service, bars, food trucks, cafes, and catering.

Go to specialty →

Professional Services

Accountants, consultants, agencies, IT, and MSPs.

Go to specialty →

Real Estate Investors

Landlords and rental property owners.

Go to specialty →

Real Estate Services

Agents, brokers, and property managers.

Go to specialty →

Commercial Property Owners

Income-producing building owners.

Go to specialty →

Trucking & Transportation

Motor carriers, fleets, and freight.

Go to specialty →

Frequently asked

Finding your business type.

What if my business is not listed here?

Most businesses still fit one of the broader categories above, or one of our dedicated specialties. If you are not sure, use Compare your coverage and we will route you to the right path, or just get a quote and we will sort it out with you.

How do I know whether to use a specialty section instead?

If your business is a contractor, restaurant, professional services firm, real estate investor or service firm, commercial property owner, or trucking operation, start in that specialty section. Those pages are built specifically for your risk and requirements.

Is a business-type page a quote?

No. These pages are educational. They explain the common coverage and requirements for a business like yours so you can decide whether to get a quote or compare your current coverage first.

Not sure where you fit?

We will route you to the right path.

If none of these match exactly, compare your coverage or get a quote, and we will point you to the right section and the right coverage for your business.

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