Find your business, find your coverage.
Pick the category closest to what you do. If your business has its own dedicated specialty, start there for deeper guidance. If not, the Main Street categories below cover the common ground for most businesses.
Common business categories.
Broad categories with their own distinct coverage and requirements. Narrow sub-types are grouped inside the closest page.
Retail & storefronts
Shops, boutiques, convenience, florists, and specialty retail.
Learn more →Cleaning & janitorial
Residential, commercial, and specialty cleaning services.
Learn more →Beauty & salons
Salons, barbers, spas, and estheticians.
Learn more →Auto service
Repair, tire, detailing, and service businesses.
Learn more →Auto repair shops
Garage, customer-vehicle, and tools exposure.
Learn more →Ecommerce & products
Online stores, sellers, and product businesses.
Learn more →Wholesale & distribution
Wholesalers, distributors, and suppliers.
Learn more →Fitness & gyms
Studios, gyms, wellness, and instructors.
Learn more →Nonprofits
Community organizations, associations, and charities.
Learn more →Pet care
Grooming, boarding, daycare, and trainers.
Learn more →Medical & dental offices
Practices, clinics, and dental offices: property, data, staff, and regulatory risk.
Learn more →Does your business fit a specialty?
If so, start there. These sections go deep on the risk, requirements, and operations specific to each industry.
Contractors
Trades and construction. Route here for any trade work.
Go to specialty →Restoration Contractors
Water, fire, mold, and reconstruction. Pollution, mold, and care-custody-control gaps a generic policy excludes.
Go to specialty →Landscaping & Lawn Care
Maintenance, install, hardscape, chemical, and snow. The class code that overcharges most landscapers.
Go to specialty →Restaurants
Food service, bars, food trucks, cafes, and catering.
Go to specialty →Professional Services
Accountants, consultants, agencies, IT, and MSPs.
Go to specialty →Real Estate Investors
Landlords and rental property owners.
Go to specialty →Real Estate Services
Agents, brokers, and property managers.
Go to specialty →Commercial Property Owners
Income-producing building owners.
Go to specialty →Trucking & Transportation
Motor carriers, fleets, and freight.
Go to specialty →Finding your business type.
What if my business is not listed here?
How do I know whether to use a specialty section instead?
Is a business-type page a quote?
We will route you to the right path.
If none of these match exactly, compare your coverage or get a quote, and we will point you to the right section and the right coverage for your business.