Serious coverage for everything you have built.

A successful family accumulates more than a house and a car: high-value homes, collector vehicles, recreational toys, art, jewelry, and the liability exposure that comes with all of it. This is a program, not a policy, and it works best coordinated under one agency.

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Affluent families face a different risk picture. The homes cost more to rebuild, the vehicles include collector and recreational pieces, the valuables exceed standard limits, and the liability exposure, from staff to pools to teen drivers, is broader. We coordinate the whole picture into one program with the higher limits and broader terms these families need.

Coverage that fits an affluent family

The lines that protect a high-net-worth household, coordinated into one program.

High-Value Home

Replacement cost and broader terms for custom and luxury homes.

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Personal Umbrella

The high liability limits that protect serious assets.

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Collector and Classic Auto

Agreed value for the cars in the collection.

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Boat and Watercraft

On-water coverage and liability for the vessels.

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RV and Motorhome

Coverage for the road toys, on the move and parked.

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Auto

Daily drivers, coordinated with the rest of the garage.

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Why work with us

One coordinated program, not a stack of policies.

Independent means we assemble the best of the high-net-worth market on your behalf. We coordinate the homes, the vehicles, the valuables, and the liability into one program, with the limits and service these families expect.

Independent, family-first

Protect everything you have built.

Tell us about the homes, the vehicles, and the valuables and we will build one coordinated, high-limit program.

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