Privacy Policy

Website terms and conditions of use

1. Terms

By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, applicable laws and regulations, and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are protected by applicable copyright and trademark law.

2. Use license

Permission is granted to temporarily download one copy of the materials (information or software) on Vantage Point Risk's site for personal, non-commercial use only. This is the grant of a license, not a transfer of title, and under this license you may not: modify or copy the materials; use the materials for any commercial purpose or for any public display; attempt to decompile or reverse-engineer any software or material on the site; remove any copyright or other proprietary notations; or transfer the materials to another person or mirror the materials on any other server. This license terminates automatically if you violate any of these restrictions and may be terminated by Vantage Point Risk at any time. Upon termination, you must destroy any downloaded materials in your possession, whether in electronic or printed form.

3. Disclaimer

The materials on Vantage Point Risk's site are provided "as is." Vantage Point Risk makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Vantage Point Risk does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Vantage Point Risk or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Vantage Point Risk's site, even if Vantage Point Risk or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and errata

The materials appearing on Vantage Point Risk's site could include technical, typographical, or photographic errors. Vantage Point Risk does not warrant that any of the materials on its site are accurate, complete, or current. Vantage Point Risk may make changes to the materials contained on its site at any time without notice. Vantage Point Risk does not, however, make any commitment to update the materials.

6. Links

Vantage Point Risk has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Vantage Point Risk of the site. Use of any such linked website is at the user's own risk.

7. Site terms of use modifications

Vantage Point Risk may revise these terms of use for its website at any time without notice. By using this site you are agreeing to be bound by the then-current version of these Terms and Conditions of Use.

8. Governing law

Any claim relating to Vantage Point Risk's site shall be governed by the laws of the United States and the State of Oregon without regard to its conflict of law provisions.

Your privacy is important to us. Accordingly, we have developed this policy so that you understand how we collect, use, communicate, disclose, and make use of personal information.

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. This excludes text-messaging opt-in data and consent, which will not be shared with any third parties.

The following outlines our privacy policy:

Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
We will collect and use personal information solely for fulfilling the purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
We will only retain personal information as long as necessary for the fulfillment of those purposes.
We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
Personal information should be relevant to the purposes for which it is to be used and, to the extent necessary for those purposes, should be accurate, complete, and up to date.
We will protect personal information with reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use, or modification.
We will make readily available to customers information about our policies and practices relating to the management of personal information.

We are committed to conducting our business in accordance with these principles in order to ensure that the privacy of personal information is protected and maintained.

For questions about this policy or your information, contact us at support@vantagepointrisk.com or (541) 681-8793.

Vantage Point Risk Partners LLC dba Coverguard Insurance Agency, California License #4415609. This material is for informational purposes only. For an actual description of coverage, terms, and conditions, please refer to the applicable insurance policy or check with your insurance professional.