What is a lease insurance review?

A comparison of the insurance requirements in your lease, venue, lender, or franchise document against your actual policy, to confirm limits, additional insured wording, and coverages match.

Does a certificate prove I meet the requirement?

Not by itself. A certificate shows a policy exists, but the additional insured and other endorsements behind it are what satisfy the requirement. We verify the endorsements, not just the certificate.

What if my policy does not meet the lease?

A gap can put you in default or hold up a booking. We flag the shortfall and tell you what to change before it becomes a problem.

Lease & Certificate Review - Vantage Point Risk

Lease, venue, or franchise asking for proof? Let's check it.

Landlords, venues, lenders, and franchisors routinely require certificates, additional insured wording, and specific limits. We compare the requirement to your actual policy so a certificate request does not catch you short.

Ready for terms? Get a quote. Want to find the gaps first? Compare your coverage.

A lease and certificate review compares the insurance requirements in your lease, venue contract, lender agreement, or franchise agreement against your actual policy, so you can confirm the limits, additional insured wording, and coverages line up before you sign or submit a certificate.

Where restaurants get caught

A lease or contract often requires specific liability limits, additional insured status, waivers, and sometimes liquor liability or umbrella limits. A certificate proves a policy exists, but it does not confirm the endorsements behind it are actually in place. The gap between the requirement and the policy is where restaurants get caught.

What we review

We read the insurance section of your lease, venue, lender, or franchise document and compare it line by line to your policy: required limits, additional insured and waiver wording, and any specific coverages. Where there is a shortfall, we tell you what to fix before you are in default or short on a booking.

How to use this

Send us the requirement and your current certificate or policy. We will tell you whether they match and what to change, and we help produce the certificate the other party needs.

Lease, venue, or franchise asking for proof? Let's check it.

Where restaurants get caught

What we review

How to use this

Common questions.

Want a clear read before you commit?

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Franchise Restaurants

General Liability

Restaurant Coverage Review

Make sure your coverage meets the requirement.