National General

What they are known for

National General writes home, auto, RV, motorcycle and specialty vehicle coverage, and it keeps its own policyholder and claims pages for the people it insures.

When we may consider National General

We compare National General on personal and specialty auto and on home, including the harder records. Whether it fits comes down to the household and the state.

Non-standard auto and SR-22 filings with National General

National General, an Allstate company, writes personal auto for a wide range of drivers. Its home page speaks to drivers whether they've got a few tickets or a spotless record. So it's one of the companies we check when a standard company has said no, or priced a driver out.

National General's glossary covers the SR-22 in one line. It says an SR-22 "may be required when insuring a driver who has a record with one of the following: no prior insurance, DUI or DWI, license suspension or other major driving violations." That line describes when the form comes up, not a promise to write any of those drivers.

An SR-22 isn't a separate kind of policy. It's a certificate the insurance company files with the state to show you carry at least the required liability coverage. The state or a court decides whether you need one and for how long. Our SR-22 insurance guide walks through how the filing works, and the state pages cover the rules where we write, such as Oregon and Arizona.

What National General's published guides provide for

National General puts its underwriting guides online where anyone can read them. In the 2026 editions for Oregon, Arizona, Nevada, Colorado and California, National General writes personal auto through Integon and National General Insurance Company entities. Those guides provide for SR-22 financial responsibility filings and for named non-owner policies.

A named non-owner policy is liability coverage for someone who drives but doesn't own a car. Since the guides accept financial responsibility filings on these policies, a driver without a car may be able to keep an SR-22 on file this way. Our page on non-owner car insurance explains what that coverage does and doesn't do.

The guides also set limits on driving records, license status, vehicle types and business use. Those limits differ by state and by which National General company writes the policy, and they change during the year. Whether National General will write a particular driver is subject to underwriting, and the company decides that, not us.

Where National General fits for a driver with a rough record

National General is one of several companies we compare for these drivers, alongside Kemper, GEICO and others, whether the driver needs an SR-22, has a DUI, or is coming back after a lapse. Each one sets its own eligibility rules, so the same driver can get very different answers. Our high-risk auto insurance page covers the wider set of situations, including car insurance after a DUI and insurance after a lapse.

A quote goes faster when we have the license number and date of birth for every driver in the household. It also helps to send the court or DMV notice that requires the SR-22, the vehicle identification numbers, and your most recent declarations page. If a policy is written, you can pay in full or finance it, depending on what the company offers.

Good to know before you choose

National General and Nationwide are two different companies, despite the similar names. National General sits on the personal and specialty side, and broad commercial P&C isn't its ground.

Explore related coverage

• Personal insurance
• Auto insurance
• Home insurance

Service and claims

For claims, billing or payment contacts, use the Carrier Directory, or start a request in the Service Center.

Visit the official National General website →

Written and reviewed for insurance accuracy by Richard Sweet, licensed agent, NPN 19695198. Last reviewed September 24, 2026. See our editorial process.