Why did my restaurant's workers comp audit go up?

Usually higher-than-estimated payroll or payroll in the wrong class code. Restaurants carry several codes, and misallocation inflates the bill. A review catches it.

Can I dispute a workers comp audit?

Yes, when class codes or payroll were applied incorrectly. Accurate records support the correction. We help you review the worksheet and present the case.

Are owners covered by restaurant workers comp?

It depends on your state and structure; owners are sometimes excluded or treated differently. We confirm how your state and policy handle it. Verify specifics with the state agency.

Workers Comp Review - Vantage Point Risk

Payroll, class codes, or an audit got your attention?

Restaurant workers comp is priced by class code and payroll, and restaurants carry several codes. We review your classifications and audit so you do not overpay or get a surprise bill.

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A restaurant workers comp review checks your class codes, payroll allocation, and audit against how your restaurant actually operates, across kitchen, service, delivery, and management roles, so the premium is accurate and the year-end audit does not produce a surprise.

Where restaurant workers comp goes wrong

Restaurants run several class codes, kitchen, service, sometimes delivery, and misallocated payroll or the wrong code inflates the premium. Owners and managers may be treated differently, and delivery and seasonal staff complicate the picture. These are the things that drive a surprise audit bill.

What we review

We compare the class codes and payroll on your policy to the roles your staff actually fill, check how owners are treated, and look at the audit worksheet if you have one. Where it is wrong, there is a dispute process, and we help you present the documentation.

How to use this

Send us your policy and any audit notice. We will tell you whether the codes and payroll look right and what to address, and going forward, accurate classification keeps the next audit clean. Workers comp requirements vary by state; verify specifics with your state agency.

Payroll, class codes, or an audit got your attention?

Where restaurant workers comp goes wrong

What we review

How to use this

Common questions.

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Workers Compensation

WC Requirements

Restaurant Coverage Review

Get workers comp classified and priced right.