Payroll, class codes, or an audit got your attention?
Restaurant workers comp is priced by class code and payroll, and restaurants carry several codes. We review your classifications and audit so you do not overpay or get a surprise bill.
Ready for terms? Get a quote. Want to find the gaps first? Compare your coverage.
Where restaurant workers comp goes wrong
Restaurants run several class codes, kitchen, service, sometimes delivery, and misallocated payroll or the wrong code inflates the premium. Owners and managers may be treated differently, and delivery and seasonal staff complicate the picture. These are the things that drive a surprise audit bill.
What we review
We compare the class codes and payroll on your policy to the roles your staff actually fill, check how owners are treated, and look at the audit worksheet if you have one. Where it is wrong, there is a dispute process, and we help you present the documentation.
How to use this
Send us your policy and any audit notice. We will tell you whether the codes and payroll look right and what to address, and going forward, accurate classification keeps the next audit clean. Workers comp requirements vary by state; verify specifics with your state agency.
Common questions.
Why did my restaurant's workers comp audit go up?
Can I dispute a workers comp audit?
Are owners covered by restaurant workers comp?
Want a clear read before you commit?
Tell us what you are dealing with and we will give you a straight, educational read. No pressure, no obligation.
Get workers comp classified and priced right.
Send us your policy or audit and we will tell you whether it is right and what to fix.