Certificate of Insurance

A certificate of insurance is a one-page document that summarizes your policies, the coverage types, limits, and dates, for a third party such as a landlord, client, or vendor. It is proof that coverage exists, but it does not change your policy or, by itself, grant the holder rights under it.

How it shows up

Businesses provide certificates before a lease starts, before work begins, or to satisfy a vendor or lender. When a contract also requires additional insured or waiver wording, those are separate endorsements a certificate can reference but does not create.

Certificate of insurance help → What Is a Certificate of Insurance? →

Independent, plain-language help

Have a term in your policy or contract you do not understand?

Send it over. We translate insurance and contract language into plain English and tell you what it means for your business.

Compare your coverage Get a quote