Trucking pollution liability insurance.
A fuel spill, a cargo release, or a hazmat incident can create cleanup and third-party costs that standard auto and the MCS-90 do not fully address. Pollution liability covers environmental exposure beyond those limits.
Ready for terms? Get a quote. Want to find the gaps first? Compare your coverage.
Where the gap is
Standard auto liability often limits pollution-related claims, and while the MCS-90 endorsement provides a public-protection backstop, it only reaches the federal minimum and the carrier must reimburse the insurer. A serious spill or release can produce cleanup and third-party costs well beyond that, which is the gap standalone pollution liability addresses.
Who carries the exposure
Any carrier can have a fuel or oil spill from its own equipment, but the exposure is largest for those hauling hazardous materials, fuel, chemicals, or waste, where a release can be catastrophic and federal minimums are already higher. Pollution coverage is most important for hazmat, tanker, and environmental haulers.
Coordinating it with the program
Pollution liability has to be coordinated with your auto liability, cargo, and MCS-90 so the pieces work together rather than leaving a gap, and hazmat operations face higher federal financial-responsibility minimums on top. We line it up with how and what you haul. Verify hazmat requirements with the FMCSA.
Common questions.
Does auto liability cover a fuel or cargo spill?
Who needs trucking pollution liability?
Isn't the MCS-90 enough for pollution?
Is this coverage right on your policy?
Tell us how you operate and we will check this coverage against your operation, cargo, and contracts. Educational, no obligation.
Cover the spill beyond the backstop.
Tell us what you haul and we will line up pollution coverage with your auto and MCS-90.