Insurance for moving companies.
Movers handle other people's belongings, in the home, on the truck, and sometimes in storage. That makes cargo, general liability, and household-goods exposure the center of the program, with its own authority rules.
Ready for terms? Get a quote. Want to find the gaps first? Compare your coverage.
Household goods cargo
Movers are responsible for customers' belongings, so cargo coverage written for household goods, with the right valuation and limits, is central. The way damage and valuation are handled in moving is specific, and the coverage has to match what customers expect and what the law requires.
In-home and premises exposure
Moving creates general liability exposure inside customers' homes, loading, carrying, property damage, and injuries, that a pure auto policy does not address. General liability is a core part of a mover's program.
Storage, authority, and filings
Many movers store goods, which adds warehouse or storage exposure, and interstate household-goods movers face specific FMCSA authority and filing requirements. We line up the coverage with how you operate and verify the authority side with the FMCSA.
Common questions.
What insurance does a moving company need?
Is customers' property covered while we move it?
Do interstate movers need special authority?
Does your coverage match how you run?
Tell us your operation, authority, radius, and cargo and we will check your liability, cargo, physical damage, and filings against how you actually operate. Educational, no obligation.
Coverage for movers and household goods.
Tell us how your moving operation runs and we will build coverage that fits.