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Intermodal & Drayage

Insurance for intermodal and drayage operations.

Drayage moves containers between ports, rail yards, and warehouses, which adds container, chassis, and port exposure on top of standard trucking risk. Coverage has to account for equipment you do not own and the freight inside the box.

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Intermodal and drayage insurance combines primary liability, physical damage, and motor truck cargo with coverage for containers and chassis you do not own, plus the port and rail access requirements that drayage operators face. The non-owned equipment and port exposure are the defining issues.

Containers and chassis you don't own

Drayage means hauling containers and often chassis that belong to the steamship line, the railroad, or a chassis pool, not you. Damage to that non-owned equipment is your responsibility under interchange agreements, so trailer interchange or container and chassis coverage matters as much as your own physical damage.

Port, rail, and access requirements

Ports and rail terminals impose their own insurance and access requirements, including specific limits and sometimes uniform intermodal interchange agreement (UIIA) compliance for the equipment you pull. Meeting those requirements is a condition of working the terminals.

Cargo and short-haul exposure

Drayage is usually short-haul and high-volume, with the cargo inside the container as your responsibility while it is in your possession. We line up motor truck cargo, liability, and the non-owned equipment coverage around how your drayage actually runs.

Frequently asked

Common questions.

What insurance does a drayage operation need?
Generally primary liability, physical damage, and motor truck cargo, plus coverage for non-owned containers and chassis and the limits ports and railroads require.
Who covers the container and chassis I pull?
You are generally responsible for non-owned containers and chassis under interchange agreements, so trailer interchange or container/chassis coverage applies. Your own physical damage does not cover them.
Do ports require specific insurance?
Often yes, including specific limits and sometimes UIIA compliance for the equipment. We line your coverage up with the terminal requirements.
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Does your coverage match how you run?

Tell us your operation, authority, radius, and cargo and we will check your coverage and filings against how you actually operate. Educational, no obligation.

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We match coverage to your operation and cargo
We check filings, radius, and contract requirements
We line up liability, cargo, and physical damage
You get a clear read, no obligation
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Independent, trucking-first

Coverage for the port-to-rail-to-warehouse move.

Tell us how your drayage runs and we will build coverage around the non-owned equipment and port requirements.

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