Do I need trailer interchange?

If you pull non-owned trailers under interchange agreements, generally yes. The agreement makes you responsible for the trailer. We confirm the right coverage.

How is it different from non-owned trailer coverage?

Trailer interchange is tied to a written interchange agreement; non-owned trailer coverage can be broader. Which fits depends on how you handle others' trailers.

Trailer Interchange - Vantage Point Risk

Trailer interchange coverage pays for physical damage to a trailer you do not own but are responsible for under a written interchange agreement. It fills a gap your own physical damage and liability coverage generally do not address.

The non-owned trailer gap

Carriers routinely pull trailers they do not own under interchange agreements, and the agreement makes you responsible for damage to that trailer. Your own physical damage covers your equipment, not someone else's trailer, so trailer interchange fills that specific gap.

Agreement-driven

Trailer interchange responds when there is a written trailer interchange agreement in place, which is the usual arrangement in interlining and drop-and-hook operations. The coverage and the agreement work together, and the limit should match the value of the trailers you handle.

Interchange vs non-owned trailer

There is a related distinction between trailer interchange, tied to an interchange agreement, and broader non-owned trailer coverage. Which one fits depends on how you handle others' trailers. We sort out which applies to your operation.

Trailer interchange insurance.

The non-owned trailer gap

Agreement-driven

Interchange vs non-owned trailer

Common questions.

Is this coverage right on your policy?

Keep going.

Physical Damage

Motor Truck Cargo

Trucking Coverage Review

Cover the trailers you pull but don't own.