Trailer interchange insurance.
When you pull a trailer you do not own under an interchange agreement, you are responsible for it. Trailer interchange covers physical damage to non-owned trailers in your possession.
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The non-owned trailer gap
Carriers routinely pull trailers they do not own under interchange agreements, and the agreement makes you responsible for damage to that trailer. Your own physical damage covers your equipment, not someone else's trailer, so trailer interchange fills that specific gap.
Agreement-driven
Trailer interchange responds when there is a written trailer interchange agreement in place, which is the usual arrangement in interlining and drop-and-hook operations. The coverage and the agreement work together, and the limit should match the value of the trailers you handle.
Interchange vs non-owned trailer
There is a related distinction between trailer interchange, tied to an interchange agreement, and broader non-owned trailer coverage. Which one fits depends on how you handle others' trailers. We sort out which applies to your operation.
Common questions.
What is trailer interchange coverage?
Do I need trailer interchange?
How is it different from non-owned trailer coverage?
Is this coverage right on your policy?
Tell us how you operate and we will check this coverage against your authority, cargo, and contracts. Educational, no obligation.
Cover the trailers you pull but don't own.
Tell us how you handle non-owned trailers and we will get the coverage right.