Insurance Companies We Work With
HomeTrucking & TransportationFreight Broker Liability
Freight Broker Liability

Freight broker liability insurance.

A broker's exposure is professional, not vehicular: a mistake in arranging transport, a carrier vetting failure, a damaged or misrouted load. Broker liability and errors and omissions respond to that.

Ready for terms? Get a quote. Want to find the gaps first? Compare your coverage.

Freight broker liability, often written as errors and omissions or contingent liability, covers a broker's exposure from arranging transportation, including negligence in carrier selection, errors, and resulting cargo or financial loss. It addresses professional exposure that general liability does not.

The broker's real exposure

A broker does not own trucks, but it carries real liability for how it arranges transport: selecting and vetting carriers, handling loads and documents, and the consequences when something goes wrong. Errors and omissions or broker liability responds to that professional exposure, which general liability and auto policies do not cover.

Carrier vetting and negligent selection

A growing exposure for brokers is negligent-selection claims, alleging the broker should not have used a particular carrier after a serious accident or cargo loss. Broker liability coverage is central to managing that risk, alongside solid carrier-vetting practices and contracts.

How it fits a broker's program

Broker liability usually sits alongside contingent cargo and general liability, and the FMCSA broker bond or trust is a separate requirement. We build the broker's program around the professional exposure and coordinate it with the authority side.

Frequently asked

Common questions.

What is freight broker liability insurance?
Coverage, often errors and omissions or contingent liability, for a broker's exposure from arranging transport, including carrier selection and resulting loss. It is professional, not vehicular.
What is negligent selection?
A claim that a broker should not have selected a particular carrier, often raised after a serious accident or cargo loss. Broker liability coverage and strong vetting help manage it.
Is the FMCSA broker bond the same as insurance?
No. The broker bond or trust is a separate FMCSA authority requirement. Broker liability insurance covers your professional exposure. We coordinate both.
Compare your coverage

Is this coverage right on your policy?

Tell us how you operate and we will check this coverage against your authority, cargo, and contracts. Educational, no obligation.

Compare your coverage Get a quote
We confirm the coverage and limits fit your operation
We check the exclusions that matter for trucking
We line it up with your filings and contracts
You get a clear read, no obligation
Related resources

Keep going.

Independent, trucking-first

Cover the broker's professional exposure.

Tell us how your brokerage operates and we will build the right coverage.

Compare your coverage Get a quote