Insurance for food trucks and mobile vendors.
A food truck is a kitchen on wheels, which means it carries both restaurant risk and vehicle risk, plus the permit and certificate requirements of every event and location it serves.
Ready for terms? Get a quote. Want to find the gaps first? Compare your coverage.
Vehicle and the kitchen on board
A food truck needs commercial auto for the vehicle itself and general liability and property for the cooking operation and equipment inside. The two exposures travel together, and a policy built for a fixed restaurant may not address the mobile side.
Events, permits, and certificates
Festivals, venues, and private events routinely require certificates of insurance and additional insured status before you can serve, sometimes on short notice. Having coverage that can produce those documents quickly keeps you booked.
Equipment on the move
Cooking equipment, generators, and supplies that move from site to site face theft and damage exposure that fixed-location property coverage may not reach. Inland marine coverage is designed for mobile equipment.
Common questions.
What insurance does a food truck need?
Do I need separate coverage for events?
Is my cooking equipment covered when it travels?
Does your coverage match how you operate?
Tell us how your restaurant runs and we will check your limits, endorsements, and exclusions against the way you actually operate. Educational, no obligation.
Coverage for the truck, the kitchen, and the events.
Tell us how your food truck operates and we will build coverage that travels with it.