What insurance does a food truck need?

Usually commercial auto, general liability, property and equipment, and workers compensation if you have staff, plus inland marine for mobile equipment and event certificates.

Do I need separate coverage for events?

Events and venues usually require certificates of insurance and additional insured status. Your liability policy generally provides the basis, and we help produce the documents quickly.

Is my cooking equipment covered when it travels?

Mobile equipment often needs inland marine coverage, since fixed-location property coverage may not follow the gear to a jobsite or festival. We confirm it is covered.

Food Trucks & Mobile Vendors Insurance

Food truck insurance usually combines commercial auto, general liability, property and equipment, and workers compensation, with inland marine for mobile equipment and event certificates for the venues and festivals you work.

Vehicle and the kitchen on board

A food truck needs commercial auto for the vehicle itself and general liability and property for the cooking operation and equipment inside. The two exposures travel together, and a policy built for a fixed restaurant may not address the mobile side.

Events, permits, and certificates

Festivals, venues, and private events routinely require certificates of insurance and additional insured status before you can serve, sometimes on short notice. Having coverage that can produce those documents quickly keeps you booked.

Equipment on the move

Cooking equipment, generators, and supplies that move from site to site face theft and damage exposure that fixed-location property coverage may not reach. Inland marine coverage is designed for mobile equipment.

Insurance for food trucks and mobile vendors.

Vehicle and the kitchen on board

Events, permits, and certificates

Equipment on the move

Common questions.

Does your coverage match how you operate?

Keep going.

Commercial Auto

Food Truck Quote

Restaurant Coverage Review

Coverage for the truck, the kitchen, and the events.