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Technology E&O

Technology errors and omissions insurance.

Technology E&O covers failures in the technology services and products you provide, a site that goes down, software that does not perform, a project that fails, which standard professional liability may not fully address for tech work.

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Technology E&O combines professional liability for technology services with coverage for failures in the products and systems you build or manage, and it is usually paired with cyber. It is the core coverage for web developers, IT consultants, MSPs, and software firms, and tech contracts often require it.

Where tech E&O fits

When a client's claim is about the technology itself, a build that failed, a system that went down, software that did not perform as promised, technology E&O is the coverage designed for it. It is broader and more tech-specific than generic professional liability, which may not contemplate the systems-and-software exposure of a tech firm.

Tech E&O and cyber together

Technology E&O (failures in your services and products) and cyber (data breaches and security incidents) are related but distinct, and a serious incident can implicate both. Many tech and IT contracts require both, and the two have to be coordinated so a claim does not fall between them. We make sure they work together.

Contracts and limits

Technology and IT service contracts routinely require technology E&O and cyber at specified limits, with additional insured status. For MSPs and firms with deep client-system access, the limits matter more given the concentrated exposure. We line the coverage up with the contracts and the access.

Frequently asked

Common questions.

What is technology E&O?
Coverage for failures in the technology services and products you provide, like a system outage or software that does not perform, combining professional liability for tech with product-failure coverage. It is usually paired with cyber.
How is technology E&O different from cyber?
Technology E&O covers failures in the services and products you provide; cyber covers data breaches and security incidents. Many tech contracts require both, and we coordinate them.
Who needs technology E&O?
Web developers, IT consultants, MSPs, and software firms, especially where contracts require it and where the firm has deep client-system access. We match limits to the exposure.
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Is this coverage right on your policy?

Tell us your services, clients, and the data you handle and we will check this coverage against how your firm operates. Educational, no obligation.

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We confirm the coverage and limits fit your services
We check the exclusions and claims-made terms that matter
We line it up with your client contracts
You get a clear read, no obligation
Related resources

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Coverage

Cyber Insurance

Client data, email, and funds.

Segment

IT Consultants & MSPs

The highest-access firms.

Tool

Professional Services Coverage Review

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Independent, advisory-first

Cover failures in the tech you deliver.

Tell us about your technology services and we will line up tech E&O and cyber.

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