Policy terms

Exclusion

An exclusion is a provision that removes certain causes of loss, situations, or types of claims from coverage. Every policy has exclusions, and they define the real boundaries of what is and is not covered.

How it shows up

Reading the exclusions matters as much as reading the coverages. A gap is often an exclusion nobody flagged rather than a missing policy.

Commercial coverage overview → Common Business Insurance Coverage Gaps →

Independent, plain-language help

Have a term in your policy or contract you do not understand?

Send it over. We translate insurance and contract language into plain English and tell you what it means for your business.

Compare your coverage Get a quote