An endorsement is an amendment that adds, removes, or changes coverage on a policy. Additional insured status, waivers of subrogation, and many contract requirements are handled through endorsements.
How it shows up
Because endorsements change the actual policy, meeting a contract requirement usually means confirming the endorsement is issued, not just referenced on a certificate.
Commercial coverage overview → What Is a Certificate of Insurance? →
Independent, plain-language help
Have a term in your policy or contract you do not understand?
Send it over. We translate insurance and contract language into plain English and tell you what it means for your business.