Commercial auto insurance covers liability and physical damage for vehicles used in the business. Personal auto policies may limit or exclude coverage once a vehicle is used regularly for business or titled to the business.
How it shows up
How vehicles are titled, insured, and used all matter. Business use that relies on a personal policy is a common and risky gap.
Independent, plain-language help
Have a term in your policy or contract you do not understand?
Send it over. We translate insurance and contract language into plain English and tell you what it means for your business.