Cyber insurance for trucking and transportation.

An honest answer: much of what carriers fear, load board fraud and double brokering, is a cargo and crime problem, not cyber. Here is where cyber actually fits.

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For trucking, cyber insurance is narrower than the fraud headlines suggest. Load board fraud and double brokering are largely cargo and crime problems, not cyber ones. What cyber does cover is dependent business interruption when a platform you rely on, a TMS, ELD, or factoring portal, goes down, and funds transfer fraud such as a spoofed factoring email. We are direct about which policy solves which problem.

The honest part: not every trucking fraud is a cyber loss

Load board fraud and double brokering are real and costly, but they are largely a crime and contingent cargo problem, not a cyber one. A cyber policy is not the fix for a load stolen through a fraudulent broker, and saying so up front matters more than pretending otherwise. The right protection there is the right cargo and contingent cargo structure, which we handle separately.

What cyber does address in trucking is narrower and specific, and it is worth having for the operations it fits.

Dependent business interruption when your platform goes down

Modern carriers run on platforms they do not own: a transportation management system, an electronic logging device network, a load board, a factoring portal. When one has an outage or an attack, trucks cannot dispatch and loads cannot bill, even though nothing happened to your own equipment. Dependent business interruption coverage is built for that lost income, and it is the cyber coverage most relevant to a running fleet.

The spoofed factoring email

Funds transfer fraud shows up in trucking as a spoofed factoring or payment email that reroutes what you are owed, or that redirects a payment you are making to a carrier or vendor. It is the same social engineering loss other industries see, wearing trucking's clothes. Cyber crime coverage responds, and verifying any change in payment instructions by phone stops most of it.

Frequently asked

Trucking cyber insurance, answered.

Does cyber insurance cover load board fraud and double brokering?

Largely no. Those are cargo and crime exposures better addressed by the right cargo and contingent cargo coverage, which we handle separately. Cyber is not the fix for a load stolen through a fraudulent broker.

What cyber loss does a trucking company actually face?

Two mainly: dependent business interruption when a platform like your TMS, ELD, or factoring portal goes down and you cannot dispatch or bill, and funds transfer fraud such as a spoofed factoring email. Both are real and insurable.

How do I stop a spoofed factoring email?

Verify any change in payment instructions by phone using a known number before acting. That habit stops most funds transfer fraud, and cyber crime coverage backstops it when a control is missed.

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Tell us how your operation runs and we will separate the cargo and crime exposures from the cyber ones and cover each correctly.