Cyber insurance for real estate investors.

Wire fraud in closings, the loss that ends careers

The highest-severity cyber loss a real estate investor faces is wire fraud during a purchase. An attacker monitors a compromised email thread, then sends spoofed closing or escrow instructions at the last moment. The funds go to the fraudster, and recovering them is difficult once they move.

This is funds transfer fraud, and it is exactly the loss a standard landlord or property policy does not touch. Cyber crime coverage can respond, and a callback verification habit prevents most of it before it starts.

Tenant data is a liability you are already holding

Rental applications hold Social Security numbers, income documents, and bank details. If that information is exposed, the notification and liability costs land on you as the party that collected it. Investors rarely think of themselves as data businesses, but a rental operation quietly is one.

The per-LLC question

Investors who hold properties in separate LLCs ask whether each entity needs its own cyber policy. The practical answer depends on how the operation runs, where the email and payments actually flow, and how the entities relate. We look at the real structure rather than assuming one policy per LLC or one policy for everything.