E&O concerns, a claim worry, or a contract requirement? Let's review it.

Why E&O deserves its own review

E&O is the core coverage for a professional firm, and the details that decide a claim, the described scope of services, whether the policy is claims-made, the retroactive date, whether defense costs erode the limit, are easy to get wrong. A policy that does not match your current services, or a lost retro date, can leave you exposed exactly when you need coverage.

What we review

We compare the policy's described services to what you actually do, confirm the claims-made structure and that the retro date and prior acts are intact, check the limits against your contracts, and look at how defense costs work. Where the scope, limits, or continuity do not fit, we flag it. This is educational, not a coverage or legal determination.

When to do it

An E&O review is worth doing when you change or add services, switch carriers, face a client contract requiring specific E&O terms, or worry about a potential claim. Send us the policy and a sense of your services, and we will give you a clear read.