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Event insurance

Event insurance made simple.

Planning a wedding, festival, fundraiser, conference, trade show, or community event? You can often secure coverage online in minutes. Need help understanding venue requirements or coverage options? We are here for that too.

Get event insurance Talk to an advisor

Know what you need? Get covered online. Not sure what your venue requires? Talk to an advisor.

Most event organizers first think about insurance when a venue requires proof of coverage, an additional insured endorsement, or liquor liability. The coverage is usually the easy part. The harder part is understanding exactly what the venue is asking for. We help you read the requirement, secure the right coverage, and get your certificate quickly, with the option to do it all online.

The challenge is rarely buying the insurance

It is understanding what limits are required, whether liquor liability is needed, what an additional insured endorsement is, and whether vendors need their own coverage. Two similar venues can have completely different requirements. Reviewing them before you buy avoids delays and unnecessary expense.

Events we insure

Find your event type.

Weddings

Coverage for ceremonies and receptions.

Festivals

Community events, fairs, and festivals.

Fundraisers

Protection for nonprofit and fundraising events.

Trade shows

Coverage for exhibitors, organizers, and sponsors.

Conferences

Educational and professional events.

Corporate events

Company-sponsored events and gatherings.

Community events

Local celebrations and public gatherings.

Sporting events

Tournaments, races, and recreational events.

Coverage options

What a policy can include.

Depending on the event, coverage may include:

General liability for bodily injury and property damageLiquor liability when alcohol is served or soldAdditional insured endorsements for venuesHired and non-owned auto for temporary vehicle exposureEquipment coverage for event propertyAccident coverage for participants and attendees
Self-service

Get coverage online.

Enter your event details, choose coverage, get a quote, purchase, and receive your certificate, customized to meet your venue's requirements. Many events can be insured in just a few minutes.

Start event insurance quote Talk to an advisor
When to contact us

It may be time to talk to an advisor if:

Your venue requirements seem confusingAlcohol will be servedMultiple vendors are participatingYou have a large attendance expectationYou need coverage quicklyYour contract includes unfamiliar insurance languageYou are unsure what limits are appropriate
Frequently asked

Event insurance questions, answered.

What is event insurance?
Short-term coverage for a specific event that protects against liability claims, like a guest injury or property damage, and often satisfies venue requirements. Some policies also address liquor liability and equipment.
How much does event insurance cost?
It varies by event type, size, attendance, and coverage, but many one-day events are inexpensive to insure. Liquor liability and higher limits raise the cost. You can see real pricing online in a few minutes.
How quickly can I get coverage?
Many events can be quoted, purchased, and have certificates issued online within minutes, which helps when a venue needs proof on short notice.
What is an additional insured?
A party, often the venue, added to your policy so they are also protected under your coverage. Venues frequently require an additional insured endorsement naming them before your event.
Do I need liquor liability coverage?
If alcohol is served or sold, often yes, and many venues require it. Liquor liability covers alcohol-related incidents that standard general liability may exclude.
Can I buy event insurance online?
Yes. Many event policies can be quoted, purchased, and delivered online, with certificates customized to meet venue requirements.
What types of events are eligible?
A wide range, including weddings, festivals, fundraisers, conferences, trade shows, corporate events, community events, and sporting events. If you are unsure, we can confirm eligibility.
Will my venue require insurance?
Often yes. Many venues require proof of insurance, a minimum liability limit, and an additional insured endorsement. The requirement is usually spelled out in your venue contract.
Can vendors be covered under my policy?
Sometimes, but vendors often need their own coverage. Whether vendors can be added or must carry their own depends on the policy and the venue. We can help sort it out.
How do I obtain a certificate of insurance?
Once coverage is in place, a certificate can usually be generated immediately and customized to name your venue, which is what most venues ask for.
Learning center

Going deeper.

Event insurance guides we are adding.

What Is Event Insurance?SoonDo I Need Event Insurance?SoonWhat Is An Additional Insured?SoonEvent Insurance Cost GuideSoonLiquor Liability ExplainedSoonCommon Venue Insurance RequirementsSoonEvent Insurance For WeddingsSoonEvent Insurance For FestivalsSoonEvent Insurance For NonprofitsSoonCommon Event Insurance MistakesSoon
Meet your venue's requirements with confidence

Need help understanding your event requirements?

Whether you're planning a wedding, fundraiser, conference, festival, or community event, we can help you understand the requirements, compare options, and obtain coverage quickly.