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Bond Center

Need a bond? Start here.

Find, quote, and purchase many common surety bonds online in minutes. Contractor, license, permit, fidelity, and commercial surety bonds. Not sure which bond is required? We will help you figure it out.

Find my bond Talk to a bond specialist

Know what you need? Find it online. Not sure? Talk to a specialist and we will confirm the requirement.

Fast online bond access·Thousands of bond types·Multiple states supported·Expert help when needed
Most people know they need a bond. They just do not know which one. The bond requirement is usually clear; the challenge is understanding exactly what bond is needed and how to get it. Our Bond Center lets you search requirements, understand costs, and purchase online, with a specialist available whenever questions come up. The online portal provides speed. We provide clarity.
Bond categories

What bond do you need?

The most common categories we help with. If you are not sure where you fit, we will point you to the right one.

Contractor bonds

Bid, performance, payment, maintenance, and contractor license bonds.

License & permit bonds

Contractor license, mortgage broker, auto dealer, notary, and collection agency bonds.

Fidelity bonds

Employee dishonesty, ERISA, and business service bonds.

Commercial surety bonds

Freight broker (BMC-84), court, public official, utility, and miscellaneous bonds.

What many businesses don't realize

The bond amount is not the bond cost.

A common misconception is that a $50,000 bond costs $50,000. That is not how bonds work. Most bonds cost only a small percentage of the bond amount. Your premium is influenced by the bond type, your credit, your industry, your experience, and underwriting.

Bond amountExample annual cost
$10,000$100 to $300
$25,000$250 to $750
$50,000Varies by underwriting
$75,000 and upCustom pricing

Examples only. Actual premiums vary by bond type and underwriting factors.

Self-service

Buy a bond online.

Search by state or bond type, apply, purchase, and receive your bond documents electronically. Many bonds issue in minutes.

Access the bond portal Need help choosing?
When to contact us

It may be time to talk to a specialist if:

You are unsure which bond is requiredYour licensing authority gave unclear instructionsYou need a bond quicklyYour application was declinedYou have questions about renewalsYou need multiple bondsYou have a contract-related bond requirement
Frequently asked

Surety bond questions, answered.

What is a surety bond?
A three-party agreement that guarantees you will meet an obligation, such as a license requirement or a contract. If you do not, the surety pays the claim and you repay the surety. It is a guarantee of your performance, not insurance for you.
Is a surety bond the same as insurance?
No. Insurance protects you against your own losses. A surety bond protects a third party, like a state, a customer, or a project owner, and guarantees your performance. If a claim is paid, you reimburse the surety.
How do I know which bond I need?
It depends on your state, your industry, your license type, and any contract requirements. The most common mistake is buying the wrong bond, so it is worth confirming the exact requirement before purchasing. If you are unsure, talk to a specialist.
How much does a surety bond cost?
Usually a small percentage of the bond amount, not the full amount. A $10,000 bond often costs a few hundred dollars a year. Your premium depends on the bond type, your credit, and underwriting.
Can I purchase a bond online?
Yes. Many common bonds can be searched, quoted, purchased, and issued electronically through our online bond portal, often in minutes.
How quickly can a bond be issued?
Many standard bonds are issued quickly, often the same day, through the portal. More complex bonds may take a little longer.
What if I have bad credit?
Many bonds are still available with less-than-perfect credit, sometimes at an adjusted rate. Pricing considers credit, but a specialist can find markets that work with a range of credit profiles.
What if my bond application is declined?
A decline is not the end. Different sureties have different appetites, and a specialist can often place a bond that one market declined. Reach out and we will help.
What happens when my bond renews?
Most bonds renew on a set term. You will typically receive a renewal notice and pay the renewal premium to keep the bond active. We can help you track renewals so nothing lapses.
Are bond requirements different in every state?
Yes. Bond types, amounts, and forms vary by state and licensing authority, which is exactly why confirming the requirement before buying matters.
Learning center

Going deeper.

Bond guides and state-specific pages we are adding.

What Is A Surety Bond?SoonSurety Bond vs InsuranceSoonHow Much Do Surety Bonds Cost?SoonContractor License Bonds ExplainedSoonWhat Is A BMC-84 Freight Broker Bond?SoonPerformance Bonds ExplainedSoonBond Renewal GuideSoonBond Requirements By StateSoonCan I Get A Bond With Bad Credit?SoonCommon Surety Bond MistakesSoon
The fastest way to find and buy a bond

Need a bond?

Whether you already know exactly what you need or you are trying to figure it out, we are here to help. Find it online in minutes, or talk to a specialist who will confirm the requirement first.