Insurance for fractional executives.

Executive responsibility, contractor status

A fractional executive influences major decisions, operations, marketing, strategy, finance, like an executive, but as an outside contractor, which concentrates exposure. Professional liability covers claims that your leadership advice or decisions caused a client a loss, the foundation of the program, sized to the role and the clients.

Management liability where it fits

Acting in a leadership role can pull a fractional executive into management-liability exposure, disputes over decisions, governance, or oversight, especially with larger clients, investors, or boards. Whether that coverage fits depends on the role and the client relationships.

Data, funds, and the specific role

A fractional CMO touches marketing data and media; a fractional COO touches operations and systems; a fractional CFO touches funds and financial data. We tailor cyber and crime to what the specific role actually accesses, since the exposure varies sharply by function.