Insurance for fractional executives.
A fractional COO, CMO, or other executive carries leadership responsibility for clients without being an employee. Depending on the role, E&O, management liability, cyber, and crime all come into play.
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Executive responsibility, contractor status
A fractional executive influences major decisions, operations, marketing, strategy, finance, like an executive, but as an outside contractor, which concentrates exposure. Professional liability covers claims that your leadership advice or decisions caused a client a loss, the foundation of the program, sized to the role and the clients.
Management liability where it fits
Acting in a leadership role can pull a fractional executive into management-liability exposure, disputes over decisions, governance, or oversight, especially with larger clients, investors, or boards. Whether that coverage fits depends on the role and the client relationships.
Data, funds, and the specific role
A fractional CMO touches marketing data and media; a fractional COO touches operations and systems; a fractional CFO touches funds and financial data. We tailor cyber and crime to what the specific role actually accesses, since the exposure varies sharply by function.
Common questions.
What insurance does a fractional executive need?
Does a fractional executive need management liability?
Does the specific role change my coverage?
Does your coverage match the work you do?
Tell us your services, clients, and the data you handle and we will check your program against how your firm actually operates. Educational, no obligation.
Coverage for the role you play.
Tell us about your fractional engagements and we will tailor coverage to the role.