Employment practices liability insurance (EPLI) for professional firms.
EPLI covers employment-related claims, harassment, discrimination, wrongful termination, retaliation, that any firm with employees can face, and that general liability and workers comp do not cover.
Ready for terms? Get a quote. Want to find the gaps first? Compare your coverage.
Why small firms still have exposure
Many small professional firms assume employment claims only happen to big companies. In reality, a single disgruntled employee or applicant can bring a harassment, discrimination, or wrongful-termination claim against a small firm, and the defense alone is expensive. EPLI covers the defense and covered settlements, which neither general liability nor workers comp does.
What EPLI covers
EPLI responds to the common employment allegations, harassment, discrimination, wrongful termination, retaliation, and sometimes wage-and-hour defense, though wage-and-hour coverage varies. For firms that advise on HR or hire frequently, the exposure is higher, and the terms matter.
Growth and the program
As a professional firm hires and grows, EPLI becomes more important, and some client engagements and investors reference it. We help you weigh EPLI against your headcount and how you manage employment. Employment law is state-specific; verify with counsel.
Common questions.
What is EPLI?
Does a small firm need EPLI?
Does EPLI cover wage-and-hour claims?
Is this coverage right on your policy?
Tell us your services, clients, and the data you handle and we will check this coverage against how your firm operates. Educational, no obligation.
Protect against the employment claim.
Tell us about your team and we will help you weigh EPLI for your firm.