The Hanover is an independent-agent-focused property and casualty carrier, strong with small and mid-sized businesses.
The Hanover offers commercial lines through select independent agents, with business owners and commercial package policies, property, liability, auto, umbrella, and management or professional lines where available, plus personal insurance.
We may consider The Hanover for small and mid-sized businesses that value an independent-agent carrier with a packaged approach. Fit depends on class and state.
The Hanover works through select independent agents, not direct to consumers. Availability and lines vary by state.
This page is about market access, not policy service. For claims, billing, or payment contacts, use the Carrier Directory, or start a request in the Service Center.
Vantage Point Risk is an independent insurance agency. Carrier availability, coverage options, eligibility, pricing, and underwriting decisions vary by state, coverage type, business operations, property details, claims history, and carrier appetite. Mention of an insurance company does not guarantee availability, appointment status, eligibility, or placement with that company.
The right carrier depends on your operations, your property, your history, and your goals. Tell us about your risk and we will match it to the market that fits.