At-Bay
At-Bay underwrites cyber risk like a security company, using active scanning and monitoring. For a well-controlled business it is often among the more competitively priced options.
What they are known for
At-Bay treats cyber underwriting as a security problem. It scans your exposure, prices to your actual controls, and monitors risk through the policy period. Businesses with good security hygiene often see its most competitive terms.
When we may consider At-Bay
We may compare At-Bay when a client has solid security controls and wants coverage that rewards them for it, or when a competitive cyber premium matters.
Good to know before you choose
At-Bay is typically a surplus lines, non-admitted market. Terms and availability depend on your controls, industry, and state. We compare it against admitted options so you see the trade-offs.
Explore related coverage
Service and claims
This page is about market access, not policy service. If we placed your cyber policy, start a request in the Service Center or see the Carrier Directory. For a cyber incident, use the breach or incident hotline printed on your policy documents right away.
Vantage Point Risk is an independent insurance agency. Carrier availability, coverage options, eligibility, pricing, and underwriting decisions vary by state, coverage type, business operations, and carrier appetite. Mention of an insurance company does not guarantee availability, appointment status, eligibility, or placement with that company.
Want your cyber coverage compared across markets?
We place cyber through multiple markets and compare them side by side, matched to how your business actually runs. Tell us about your risk and we will find the fit.