Restoration rules change at the state line.
Mold licensing, the EPA lead rule, and construction licensing all vary by state. Texas licenses mold work directly; Oregon, Utah, and Washington run their own EPA lead programs. Pick your state for a plain-language overview, with the official sources to verify it.
Restoration compliance and coverage, state by state.
General information, not legal advice. Requirements change and vary by locality, so verify with the official sources on each page.
Oregon
Runs its own EPA lead program. Restoration coverage lined up with the state.
See Oregon →California
Federal EPA lead rule applies. Restoration coverage lined up with the state.
See California →Washington
Runs its own EPA lead program. Restoration coverage lined up with the state.
See Washington →Idaho
Federal EPA lead rule applies. Restoration coverage lined up with the state.
See Idaho →Utah
Runs its own EPA lead program. Restoration coverage lined up with the state.
See Utah →Nevada
Federal EPA lead rule applies. Restoration coverage lined up with the state.
See Nevada →Arizona
Federal EPA lead rule applies. Restoration coverage lined up with the state.
See Arizona →Montana
Federal EPA lead rule applies. Restoration coverage lined up with the state.
See Montana →Colorado
Federal EPA lead rule applies. Restoration coverage lined up with the state.
See Colorado →Texas
Licenses mold work (TDLR). Restoration coverage lined up with the state.
See Texas →New Mexico
Federal EPA lead rule applies. Restoration coverage lined up with the state.
See New Mexico →Does your coverage match your state and your work?
Tell us the restoration you do and where you work, and we will check whether pollution, mold, care-custody-control, and professional exposure are actually covered against your state's requirements. Educational, no obligation.
Reviewed for insurance accuracy by Richard Sweet, Vantage Point Risk. Last reviewed July 16, 2026. How we review this.
Restoration coverage built for your state.
Tell us the restoration you do and where you do it, and we will shop your coverage and line it up with what your state requires.