Call or text 541-681-8793
Fireworks stand insurance

Insurance for your fireworks stand, ready before you open.

Coverage for retail fireworks stands, seasonal operators, and display shooters. Tell us a few details and we move fast, often bound within 24 hours, placed through the nation's leading pyrotechnics program.

  • Built for retail stands, full operations, and one-time shows
  • Fast turnaround, often bound within 24 hours
  • Short-term retail stand policies start at $350
  • General liability, excess, property, and equipment
  • A real person replies, usually within the hour
★★★★★ “Answered all my questions promptly and catered to every request. 10/10.” — Total W., Google

Step 1 of 5

Start your quote

Takes about a minute. A real person replies, usually within the hour.

Need it today? Call or text 541-681-8793

Step 2 of 5

About your business

A few basics for the application.

Step 3 of 5

Your operation

Tell us what you run.

Your operations include (check all):

Rough split of operations:

Type of show (check all):

Step 4 of 5

Details & compliance

Fill in what you know.

Do you use any of the following?

Step 5 of 5

History & wrap-up

Last few questions, then you are done.

Independent agency · Placed through the nation's leading pyrotechnics program · Backed by Nationwide E&S · Licensed in OR, WA, CA, ID, UT, NV, AZ, MT, CO, TX, NM

Find the program that fits you

Not sure which one you are? Pick the closest in the form and we sort out the rest.

Retail stand

Seasonal or short-term stands that only sell consumer fireworks. No wholesaling, importing, demos, or shows. The fastest and most common path, with short-term policies starting at $350.

Full operations

For businesses that import product, sell wholesale, run product demonstrations or testing, or operate display shows. One application covers the whole operation.

One-time display

For a shooter or company that needs coverage for a single scheduled display show. We cover the event from setup through takedown.

What we can cover

Standard limits with room to add more when you need it.

Commercial general liability Excess liability Property coverage Inland marine / equipment Products / completed operations Additional insureds Seasonal / short-term Display shows

Standard limits included

General aggregate$2,000,000
Products / completed operations$2,000,000
Each occurrence$1,000,000
Personal & advertising injury$1,000,000
Damage to premises rented$100,000
Medical expense (any one person)$5,000

Need higher limits? Just say so on the form and we will quote it.

Why operators come to us

Fast when it counts

The season is short and timing matters. Submit your details and we work to bind quickly, often within 24 hours.

We know the program

Coverage placed through a pyrotechnics program with more than 20 years of underwriting and claims experience behind it.

Right-sized, not overpriced

Short-term policies for temporary stands start at $350, with higher limits and added coverages available when your operation needs them.

What our clients say

★★★★★

"Found great rates and saved me literally thousands. Communicative and responsive the whole way."

Office M. · Google review
★★★★★

"A genuinely caring person who goes above and beyond. Attention to detail made a real difference."

Selva T. · Google review
★★★★★

"Answered all my questions promptly and catered to every request. Easy to reach. 10/10, highly recommend."

Total W. · Google review

Quick questions

How fast can you bind a stand?

Often within 24 hours once we have your details. Send the request early and have your coverage in hand before you open.

What does a retail stand policy cost?

Short-term policies for temporary retail stands start at $350. Final pricing depends on your location, dates, sales, and limits.

I only sell retail, seasonally. What do I need?

The retail stand program. It is built for stands that sell consumer fireworks only, with no wholesaling, importing, demonstrations, or display shows.

I import, sell wholesale, or run shows. Is that different?

Yes. That falls under our full operations program, which covers importing, wholesale, demos and testing, and display show operations on one application.

I am a shooter doing one display. Can you cover just that?

Yes. Our one-time display option covers a single scheduled show, from setup through takedown.

Which states do you write in?

Oregon, Washington, California, Idaho, Utah, Nevada, Arizona, Montana, Colorado, Texas, and New Mexico. If you operate elsewhere, reach out and we will see if we can help.

Submit today, often bound tomorrow.

Tell us about your stand or show and a real person gets back to you, usually within the hour.

Start my quote Call 541-681-8793