Call or text 541-681-8793
Commercial property owners

Commercial property insurance, built around your building and your tenants.

Independent coverage for owners and lessors: office, retail, warehouse, mixed-use, and apartment buildings. We pressure-test valuation, loss of rents, and lender requirements so a gap never shows up at claim time.

  • Independent, we shop multiple commercial markets for you
  • Lessor's risk, building, liability, loss of rents, and umbrella
  • We confirm valuation and lender insurance requirements
  • A real person replies, usually within the hour
★★★★★ “Found great rates for my general liability and workers' comp, saving m” — Office M., Google

Get your quote

A real person replies, usually within the hour. No spam.

Rather talk? Call or text 541-681-8793

Independent agency · Guard · Berkshire Hathaway · Travelers · The Hartford · Nationwide · US Assure · Licensed in OR, WA, CA, ID, UT, NV, AZ, MT, CO, TX, NM

Why investors and owners choose us

Built for owners and lessors

Lessor's risk, multi-tenant, mixed-use, and apartment buildings. Coverage matched to your occupancy and your leases.

Right valuation, no surprises

We pressure-test building values and loss-of-rents limits so you are not underinsured when it counts.

Lender-ready, fast

Need an insurance binder for a purchase or refinance? We turn certificates and binders around quickly.

What we help protect

If it is income-producing or under construction, we can likely help.

OfficeRetail / strip centerWarehouse / industrialMixed-useApartment building (5+)Lessor's riskVacant / rehabMulti-property

What our clients say

★★★★★

"Found great rates for my general liability and workers' comp, saving me literally thousands of dollars every month. Communicative and responsive."

Office M. · Google review
★★★★★

"A genuinely caring person who goes above and beyond. His attention to detail and thoughtful approach made a real difference."

Selva T. · Google review
★★★★★

"Answered all my questions promptly and catered to every request. Easy to reach by phone and email. 10/10, highly recommend."

Total W. · Google review

Quick questions

What is lessor's risk insurance?

It is coverage for owners who lease commercial space to business tenants, addressing the building, liability, and tenant-related exposures that come with renting out commercial real estate.

Can a building owned by an LLC be insured?

Yes. Most commercial property is owned through an LLC or other entity, and we structure the policy to reflect the owning entity correctly.

Do you cover loss of rental income?

Many commercial policies include business income or loss-of-rents coverage, which helps replace rental revenue when a covered loss makes the space unusable.

Can you provide a binder for my lender?

Yes, and quickly. Tell us the closing or refinance date and what the lender requires, and we will turn it around.

How fast will I hear back?

A real person reaches out, usually within the hour or by the next business day, with quotes typically following within 24 to 48 hours.

Ready for real quotes?

Tell us about your property or project and a real person gets back to you, usually within the hour.

Get my quote Call 541-681-8793